The Pennsylvania Auto Accident Lawyers at Ciccarelli Law Offices have seen insurance companies employ despicable tactics. They will not admit it, but there are certain insurance secrets they do not want you to know, including:

The Insurance Company Does Not Look Out For Your Best Interests

If you think the insurance company is on your side, think again. Their goal is to minimize the money they have to pay, ignoring the nature and long-term effects of your injury.

The Insurance Company Works for You

Again, that is pure folly. Insurance companies do not work for claimants or customers. They are dedicated to and focused on shareholders instead of those who cut a check every month for premiums.

They are Immediately On the Scene of Your Accident

Immediately following a motor vehicle accident, the insurance company dispatches a claims adjuster, investigator, or even a lawyer. Their goal is not to get to the facts, but to minimize your compensation or outright refuse the claim.

The Insurance Company Deliberately Asks Confusing Questions

The representative of the insurance company will purposefully ask questions designed to confuse you. They want some type of admission for later use in a courtroom; these admissions will be used to limit or even deny your recovery. Simply put, don't talk to them until you talk to us.

The Insurance Company Has to Make Up for Lack of Insurance

Many times, individuals who lack sufficient coverage to handle your entire claim cause accidents. Your underinsured motorist coverage may entitle you to seek compensation from your own insurance company.

Insurance Companies Have Their Own Attorneys

If the insurance company gets to you before you contact our firm, they will discourage you from retaining counsel. Yet, they have lawyers looking out for them and protecting their interests. Get the aggressive advocacy you need.

When They Have to Pay a Claim, Insurance Companies Delay

They may tout their fast service when they first sell you a policy. Truth be told, if they are forced to pay a claim and give you any amount of money, they will delay payment as long as they can.

Insurance Companies Make the Claims Process Complicated

They take your payments with ease, but when it comes to filing a claim, your insurance company will employ a complicated process to discourage you. Their hope is that you will give up in frustration.

Lower Claims are Encouraged and Sometimes Rewarded

For many insurance companies, it is not about customer service. It is about how little they have to pay you for a claim. Some companies even offer incentives for adjusters who are skilled at low-balling.

Insurance Companies Use Consultants to Improve Aggressive Tactics

Some high-profile insurance providers have actually used consulting firms when they feel their approach to claimants is not aggressive enough. They know that people are making claims when they are not at their best, if not outright fearful of the future.

Contact Ciccarelli Law Offices at 877-846-1529 for a free initial consultation with an experienced lawyer. We are Pennsylvania auto accident lawyers located in Chester County with convenient locations in West Chester, Kennett Square, Exton and satellite offices in Delaware, Lancaster, Montgomery and Philadelphia Counties. NO Recovery, NO Fee.